Auto Haulers Insurance

Serving the insurance needs of auto haulers in Massachusetts, Rhode Island, and New Hampshire since 1986.

Auto hauling involves high-value cargo, heavy vehicles, and constant exposure on the road. A single accident, theft, or compliance issue can result in significant financial loss.

Auto haulers insurance helps protect your business from the severe risks associated with transporting vehicles, whether you operate a single truck or a growing fleet.

What Is Auto Haulers Insurance?

Auto haulers insurance is designed to protect businesses that transport vehicles for dealerships, auctions, manufacturers, or private clients.

Unlike standard commercial auto insurance, auto haulers insurance addresses the added exposure tied to hauling valuable cargo and operating specialized equipment.

Coverage is built to respond to accidents, cargo damage, liability claims, and regulatory requirements unique to vehicle transportation.

Who Needs Auto Haulers Insurance?

Auto haulers insurance is commonly used by:

• Owner-operator auto haulers
• Small and mid-sized auto hauling fleets
• Open and enclosed vehicle transporters
• Interstate and regional auto haulers

If your business involves transporting vehicles for others, specialized insurance coverage is critical to protecting your operation.

Common Coverages for Auto Haulers

Auto haulers insurance policies are structured around high-severity transportation risk. Common coverages may include:

Commercial Auto Liability Insurance
Helps protect against bodily injury and property damage claims resulting from auto accidents involving hauling vehicles.

Motor Truck Cargo Insurance
Provides coverage for damage to or loss of vehicles being transported, including high-value or specialty automobiles.

Physical Damage Coverage
Helps cover repair or replacement of hauling vehicles in the event of collision, theft, or other covered losses.

General Liability Insurance
Provides protection for third-party injuries or property damage not directly related to vehicle operation.

Umbrella Insurance
Provides additional liability coverage beyond the limits of primary auto and liability policies.

Common Risks Faced by Auto Haulers

Auto haulers face risks that can escalate quickly due to the value and nature of the cargo involved, including:

• Serious auto accidents involving hauling vehicles
• Damage to customer vehicles during transport or loading
• Theft or vandalism of vehicles in transit
• Compliance issues related to DOT coverage requirements
• Liability claims that exceed standard policy limits

Because one incident can involve multiple vehicles, proper insurance coverage is essential.

How Much Does Auto Haulers Insurance Cost?

The cost of auto haulers insurance depends on factors such as:

• Number of trucks and drivers
• Open vs. enclosed transport
• Value and type of vehicles hauled
• Operating radius and routes
• Claims history and coverage limits

D’Agostino Insurance works with auto haulers to build coverage that reflects the true severity of transportation risk while helping manage insurance costs.

Why Work With D’Agostino Insurance?

D’Agostino Insurance has been working with transportation and hauling businesses throughout Massachusetts, Rhode Island, and New Hampshire since 1986.

We understand the regulatory, financial, and operational pressures auto haulers face.

When you work with us, you receive:

• Coverage tailored to vehicle transportation operations
• Access to multiple insurance carriers
• Guidance on cargo limits and liability requirements
• Ongoing support as your fleet or routes change

Our focus is on helping auto haulers protect their business from losses that could otherwise be difficult to recover from.

Get an Auto Haulers Insurance Quote

If your business transports vehicles and you need insurance coverage that reflects the high stakes of auto hauling, request a quote from D’Agostino Insurance.

Our team can help you build an auto haulers insurance policy designed to protect your vehicles, cargo, and business.